Deposit

Type:    Form
Description: Provides access to Merchant's deposit information and its reserves.
Tabs:

Settings

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Remittance Transactions

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Items:


Settings
Includes deposit settings.

Deposit
Includes deposit information of the current merchant.
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Reset Defaults
Allows to reset all settings to default state.
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Save
Saves all changes on the form.
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Close
Closes the form without saving any changes.

Deposit Information
Includes deposit information to be used as the source of the remittance of the funds.
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Bank Name
Name of the bank which holds the account where remittance deposits are directed.
References: MerchantDepositInfo.bankName
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Bank Phone
Phone of the bank which holds the account where remittance deposits are directed.
References: MerchantDepositInfo.bankPhone
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Holder Name
Name of a payment card or bank account holder. The value is a concatenation of the firstName and lastName field values separated by a space.

Full name of the account holder, where remittance deposits are directed.
References: MerchantDepositInfo.holderName
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Account #/IBAN
Bank account where remittance deposits are directed.

When update (modify) action is performed, the real bank account information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked account number (last four digits) of the bank account associated with the merchant account group.
References: MerchantDepositInfo.accountNumber
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Routing #/SWIFT/BIC/BSB
Routing number of the bank where deposits are directed.

When update (modify) action is performed, the real routing number information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked routing number (last four digits) of the bank account associated with the merchant account group.
References: MerchantDepositInfo.routingNumber
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Token
Value, issued by the internal tokenization system that replaces actual bank account and routing number. Using that value system can obtain the real bank account number and routing number to process.
References: MerchantDepositInfo.tokenCode

Charge Information
Includes charges to be paid as a part of remittance.
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Account Usage
Allows to select an appropriate type of charges distribution for a particular account.
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Fee Only
Indicates that only fees are withdrawn from a particular account.
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Negative Balance
Indicates that fees, chargebacks, returns and adjustments are withdrawn from a particular account.
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Not Used
Default value.
Indicates that no money is withdrawn from a particular account.
Bank Name
Name of the bank which holds the account from which merchant fees are deducted.
References: MerchantChargeInfo.bankName
Bank Phone
Phone of the bank which holds the account from which merchant fees are deducted.
References: MerchantChargeInfo.bankPhone
Holder Name
Name of a payment card or bank account holder. The value is a concatenation of the firstName and lastName field values separated by a space.

Full name of the holder of the account from which merchant fees are deducted.
References: MerchantChargeInfo.holderName
Account #
The bank account where remittance deposits are directed.

When update (modify) action is performed, the real bank account information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked account number (last four digits) of the bank account associated with the merchant account group.
References: MerchantChargeInfo.accountNumber
Routing #
Routing number of the bank where deposits are directed.

When update (modify) action is performed, the real routing number information has to be supplied for this field. When the information is requested for reading (load), the masked value will be returned instead for security purposes.

Masked routing number (last four digits) of the bank account associated with the merchant account group.
References: MerchantChargeInfo.routingNumber
Token
Value, issued by the internal tokenization system that replaces actual bank account and routing number. Using that value system can obtain the real bank account number and routing number to process.
References: MerchantChargeInfo.tokenCode

Payment Card Reserve
Includes information about the reserve used to cover chargebacks.
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Enabled
Indicates whether chargeback reserve is enabled. If not enabled, money will not be withheld in the reserve.
References: MerchantChargebacksReserve.isEnabled
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Required Amount
Amount of money that must be maintained as chargebacks reserve. Requested amount gets dynamically adjusted as time progresses and processing volume changes. The requested amount should never drop below the minimum amount. See Reserves definition for additional information.
References: MerchantChargebacksReserve.requiredAmount
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Collected Amount
Note: This field is read-only and cannot be modified.

Amount of money available in the reserve after the last remittance happened. See Reserves definition for additional information.
References: MerchantChargebacksReserve.collectedAmount
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Minimum Amount
Minimum amount of money that must be held in reserve at all times. See Reserves definition for additional information.
References: MerchantChargebacksReserve.minimumAmount
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Rate
Percentage of total transaction volume that should be retained as reserve. Using this rate and the Chargeback Reserve Period the requested amount of chargeback reserve is dynamically calculated and adjusted on each remittance. See Reserves definition for additional information.
References: MerchantChargebacksReserve.rate
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Period
Time period in days, used to determine the requested amount of the reserve. See Reserves definition for additional information.
References: MerchantChargebacksReserve.period

Direct Debit Reserve
Includes information about the reserve used to cover direct debit returns.
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Enabled
Indicates whether return reserve is enabled. If not enabled, money will not be withheld in the reserve.
References: MerchantReturnsReserve.isEnabled
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Required Amount
Amount of money for ACH returns that must be maintained as chargebacks reserve. Requested amount gets dynamically adjusted as time progresses and processing volume changes. The requested amount should never drop below the minimum amount. See Reserves definition for additional information.
References: MerchantReturnsReserve.requiredAmount
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Collected Amount
Note: This field is read-only and cannot be modified.

Amount of money for ACH returns available in the reserve after the last remittance happened. See Reserves definition for additional information.
References: MerchantReturnsReserve.collectedAmount
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Minimum Amount
Minimum amount of money for ACH returns that must be held in reserve at all times. See Reserves definition for additional information.
References: MerchantReturnsReserve.minimumAmount
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Rate
Percentage of total transaction volume that should be retained as reserve for ACH returns. Using this rate and the Return Reserve Period the requested amount of return reserve is dynamically calculated and adjusted on each remittance. See Reserves definition for additional information.
References: MerchantReturnsReserve.rate
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Period
Time period in days, used to determine the requested amount of the reserve. See Reserves definition for additional information.
References: MerchantReturnsReserve.period

Refund Reserve
Includes information about the reserve used to limit refund.
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Enabled
Indicates whether refund reserve is enabled. If not enabled, limited refunds are allowed.
References: MerchantRefundsReserve.isEnabled
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Maximum Amount
Amount of the reserve that the system needs to maintain. See Reserves definition for additional information.
References: MerchantRefundsReserve.requiredAmount
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Collected Amount
Note: This field is read-only and cannot be modified.

Amount of the reserve that the system managed to collect at the time of the last remittance. See Reserves definition for additional information.
References: MerchantRefundsReserve.collectedAmount
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Remaining Amount
Note: This field is read-only and cannot be modified.

Amount of money, against which refunds can be made. See Reserves definition for additional information.
References: MerchantRefundsReserve.remainingAmount

Remittance Transactions
Includes the information about merchant deposits and fees.

Transaction List
Includes the list of remitted transactions of the merchant.
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Close
Closes the form without saving any changes.
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Merchant Account
Code of Merchant Account to which instance of this object is attributed to.
Depending on the context, Merchant Account Code field may contain either Merchant Code or Merchant Account Code.
The field is primarily used for data partitioning and data management, to make it easy to determine the ownership of a record within the database.
References: Transaction.Merchant Account Code
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ID
Identifier of the object used for references; auto-incremented integer value.
References: Transaction.Id
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Date/Time
Date when a transaction was received by the system.
References: Charge Transaction.Transaction Date
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Customer Name
The name associated with this merchant account.
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Source
Represents the type of payment, which is used for the transaction.
References: Charge Transaction.Account Source CL
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Type
Type of a transaction. For more information see {|class="newtable newtablenorowspan pull-left" !style="font-weight:bold"| Transaction type/ Transaction state !style="font-weight:bold"|approval !style="font-weight:bold"|decline !style="font-weight:bold"|delayed decline* !style="font-weight:bold"|void !style="font-weight:bold"|blacklist !style="font-weight:bold"|error |- |sale |sale |decline |decline (d) |void |blacklist |rowspan="2"|error |- |sale |sale |decline (c) |decline (cd) |void (c) |blacklist (c) |}
*applicable only for certain processors
Splits and Pulls For sale transactions: — Split-in - transaction generated in the context of the split payments functionality based on a sale transaction, which creates a record that an affiliate has received the commissions as a part of the original sale transaction processed by a merchant. On the user interface, a split-in transaction is always displayed with “+” symbol. — Split-out - transaction generated in the context of the split payments functionality based on a sale transaction, which creates a record that a merchant, that processed the original transaction, has transferred the commissions to an affiliate. On the user interface, a split-out transaction is always displayed with “-” symbol. For credit/refund/chargeback/return transactions: — Pull-in - transaction generated in the context of the split payments functionality based on the credit/refund/chargeback/return of the original transaction and creates a record that the merchant has received the commissions, previously charged via split-in, from the affiliate. — Pull-out - transaction generated in the context of the split payments functionality based on the credit/refund/chargeback/return of the original transaction and creates a record that the affiliate has transferred the commissions, previously charged via split-out, to the merchant. Splits and pulls on the gateway user interface depending on the transaction state:
{|class="newtable newtablenorowspan pull-left" !style="font-weight:bold"| Transaction type/ Transaction state !style="font-weight:bold"|approval !style="font-weight:bold"|void |- |Split-in |split-in |rowspan="2"|void (i) |- |Pull |pull-in |- |Split-out |split-out |rowspan="2"|void (o) |- |Pull-out |pull-out |}
Non-financial transactions — Notice (notice of change) - direct debit transaction that is returned by a bank and notify that some details of the transaction were corrected. — Inquiry (balance inquiry) - operation used to verify balance on debit, prepaid or gift cards. — Verification (account verification) - operation used to verify that an account is active and to perform AVS verification without actual authorization. — Fee (convenience fee) - operation used to calculate a surcharge to a cardholder to cover the cost of credit card processing. For gift cards: — Transfer - operation used to transfer a balance from one gift card to another. — Activation - operation used to activate a gift card. — Deactivation - operation used to deactivate an active gift card. — Reactivation - operation used to reactivate a previously deactivated gift card. — Create-alias - operation used to create an alias (token) for a gift card. — Delete-alias - operation used to remove a previously created alias (token) for a gift card. " >Transaction type.
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CC/Bank Account
Masked version of the account number (credit card or bank account) associated with this transaction. The mask is formed by using the first and last digits of the account.

For example, 4********5655.
References: Charge Transaction.Account Number Masked
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Amount
Total amount of the transaction.

When partial authorizations are done, amount represents required amount, which may or may not be available.
References: Transaction.Amount
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Net
Net settled amount of the transaction.
References: Charge Transaction.Net Amount
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Status
Current status of the transaction.
References: Transaction.Transaction Status Cl
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