| 785 |
Good |
No reason to decline |
A01 |
| 003 |
Good |
Approve VIP |
A01 |
| 703 |
Good |
Approved EMV Key Load, more key load data pending. |
A01 |
| 000 |
Good |
Approve |
A01 |
| 701 |
Good |
Approved EMV Key Load |
A01 |
| 334 |
Good |
Already reversed. |
A03 |
| 002 |
Good |
Approve for partial amount. |
A05 |
| 514 |
Soft |
Do not try again – Applies to recurring authorizations only. There was security violation. |
D01 |
| 911 |
Soft |
Card issuer timed out. |
D01 |
| 540 |
Soft |
Edit Honor. |
D01 |
| 124 |
Soft |
Violation of law. |
D01 |
| 773 |
Soft |
Unsuccessful. |
D01 |
| 513 |
Soft |
Decline. Transaction not permitted to acquirer or terminal. |
D01 |
| 791 |
Soft |
Not approved. Used only in Visa bill/recurring payment. Merchant must stop recurring payment requests. |
D01 |
| 515 |
Soft |
Declined. No term record on First Data system. |
D01 |
| 100 |
Soft |
Do not honor |
D01 |
| 708 |
Soft |
Honor With Authentication. |
D01 |
| 500 |
Soft |
Decline. |
D01 |
| 790 |
Soft |
Not approved. Used only in Visa bill/recurring payment. Merchant must not resubmit same transaction but may continue billing process in subsequent billing period. |
D01 |
| 132 |
Hard |
Unmatched card expiry date. |
D02 |
| 116 |
Soft |
Not sufficient funds |
D03 |
| 521 |
Soft |
Enter lesser amount. |
D03 |
| 370 |
Hard |
Account on hold. |
D04 |
| 767 |
Hard |
Hard Capture; Pick Up. |
D04 |
| 704 |
Hard |
Pick Up Card. |
D04 |
| 118 |
Hard |
No card record. |
D05 |
| 373 |
Hard |
Invalid Card Account. |
D05 |
| 526 |
Hard |
Undefined Card – Debit/EBT network gateway cannot route card based on Merchant Entitlement |
D05 |
| 131 |
Hard |
Invalid account number. |
D05 |
| 506 |
Hard |
Invalid Checking Account Number. |
D05 |
| 302 |
Hard |
Account closed. The account was closed, probably because the account balance was $0.00. |
D06 |
| 304 |
Hard |
Inactive account. The account has not been activated by an approved location. |
D06 |
| 541 |
Hard |
No Savings Account. |
D06 |
| 303 |
Hard |
Unknown account. The account could not be located in the account table. |
D06 |
| 378 |
Hard |
Account is Purged. The Account record was purged from the database. |
D06 |
| 117 |
Soft |
Incorrect PIN. |
D07 |
| 958 |
Soft |
CCV2 failed |
D08 |
| 517 |
Soft |
CVV2 Declined. |
D08 |
| 959 |
Soft |
CAV failed |
D08 |
| 954 |
Soft |
CCV failed. |
D08 |
| 774 |
Soft |
Duplicate Reversal. |
D09 |
| 913 |
Soft |
Duplicate transaction. |
D09 |
| 772 |
Soft |
Duplicate Return. |
D09 |
| 776 |
Soft |
Duplicate Completion. |
D09 |
| 731 |
Hard |
Rejected Lost/Stolen Checks |
D10 |
| 208 |
Hard |
Lost card. |
D10 |
| 209 |
Hard |
Stolen card. |
D11 |
| 402 |
Soft |
TransArmor Service Unavailable. |
D12 |
| 963 |
Soft |
Acquirer channel unavailable |
D12 |
| 909 |
Soft |
System malfunction. |
D12 |
| 120 |
Soft |
Transaction not permitted to terminal. |
D12 |
| 512 |
Soft |
Service not allowed. |
D12 |
| 119 |
Soft |
Transaction not permitted to cardholder. |
D12 |
| 907 |
Soft |
Card issuer or switch inoperative |
D12 |
| 528 |
Soft |
Debit/EBT transaction count exceeds pre-determined limit in specified time/ Withdrawal limit exceeded. |
D15 |
| 123 |
Soft |
Exceeds withdrawal frequency limit. |
D15 |
| 782 |
Soft |
Count Exceeds Limit. |
D15 |
| 121 |
Soft |
Exceeds withdrawal amount limit. |
D15 |
| 554 |
Soft |
Over daily limit |
D15 |
| 101 |
Hard |
Expired card. |
D16 |
| 510 |
Hard |
New Account Information – Applies to recurring authorizations only. The card has expired |
D16 |
| 509 |
Hard |
Do not try again – Applies to recurring authorizations only. The card has expired |
D16 |
| 511 |
Hard |
Try again later – Applies to recurring authorizations only. The card has expired. Get the new expiration date and try again |
D16 |
| 920 |
Soft |
Security H/W or S/W error - try again |
D17 |
| 505 |
Soft |
Please retry. |
D17 |
| 516 |
Soft |
Please retry – Reasons for this error are one of the following: Format Error, Unable to route transaction, Switch or issuer unavailable, System Busy, Timeout |
D17 |
| 921 |
Soft |
Security H/W or S/W error - no action |
D17 |
| 508 |
Soft |
Try again later – Declined: Association‗s payment cancellation advice code provided. Applies to recurring authorizations only. These are examples of what may have occurred: the account is over the credit limit try again in 72 hours. |
D17 |
| 110 |
Soft |
Invalid amount |
D18 |
| 771 |
Soft |
Amount Too Large. |
D18 |
| 318 |
Soft |
Invalid amount. There was a problem with the amount field in the transaction format – more or less than min/max amounts specified in the promotion for that transaction. |
D18 |
| 106 |
Soft |
Allowable PIN tries exceeded |
D21 |
| 151 |
Hard |
Activation failed |
D27 |
| 568 |
Hard |
Over additive limit |
D27 |
| 339 |
Hard |
Transaction history not available. |
D27 |
| 109 |
Hard |
Invalid merchant. The merchant is not in the merchant database or the merchant is not permitted to use this particular card. |
D27 |
| 380 |
Hard |
Bulk activation error. |
D27 |
| 530 |
Hard |
The authorizing network has a problem decrypting the cryptogram in the request. |
D27 |
| 808 |
Hard |
Invalid location |
D27 |
| 156 |
Hard |
Max number of recharges exceeded |
D27 |
| 130 |
Hard |
Invalid terminal. |
D27 |
| 344 |
Hard |
Internet access disabled. |
D27 |
| 724 |
Hard |
Referred - Not Active |
D27 |
| 502 |
Hard |
Invalid State Code. |
D27 |
| 941 |
Hard |
Invalid issuer. |
D27 |
| 822 |
Hard |
Over chain product velocity count |
D27 |
| 330 |
Hard |
Bad checksum. The checksum provided is incorrect. |
D27 |
| 817 |
Hard |
Over merchant product velocity count |
D27 |
| 556 |
Hard |
Exceeds quantity |
D27 |
| 355 |
Hard |
Invalid currency. The provided currency is invalid. |
D27 |
| 519 |
Hard |
Invalid Effective Date. |
D27 |
| 801 |
Hard |
Over merchandise limit |
D27 |
| 311 |
Hard |
Not lost or stolen. |
D27 |
| 347 |
Hard |
Promotions for Internet virtual and physical cards do not match. When enabling a physical card to a virtual card, both must be from the same promotion. Cards for bulk activation request must be from the same promotion |
D27 |
| 153 |
Hard |
Already redeemed |
D27 |
| 923 |
Hard |
Request in progress |
D27 |
| 601 |
Hard |
Invalid Batch Number |
D27 |
| 341 |
Hard |
Invalid status change. The status change requested (e.g. lost/stolen, freeze active card) cannot be performed. |
D27 |
| 346 |
Hard |
Invalid merchant key. The merchant key block provided is invalid. (e.g. The working key provided in an Assign Merchant Working Key transaction). |
D27 |
| 382 |
Hard |
Bulk activation package amount error. |
D27 |
| 542 |
Hard |
DUKPT: An error while processing the PIN block that is not related to the point-ofsale equipment. Contact the Help Desk for assistance. |
D27 |
| 810 |
Hard |
Over card velocity amount |
D27 |
| 401 |
Hard |
Offer Processing Error |
D27 |
| 558 |
Hard |
Invalid Track 2 data |
D27 |
| 359 |
Hard |
The terminal transaction number did not match (on a void or reversal). |
D27 |
| 523 |
Hard |
Crypto box is offline. |
D27 |
| 803 |
Hard |
Not on file |
D27 |
| 792 |
Hard |
See attendant. |
D27 |
| 504 |
Hard |
Do not try again. |
D27 |
| 114 |
Hard |
Invalid account type |
D27 |
| 824 |
Hard |
Over chain product velocity amount |
D27 |
| 563 |
Hard |
Over fuel limit |
D27 |
| 332 |
Hard |
Account locked. |
D27 |
| 372 |
Hard |
Promo location restricted. |
D27 |
| 726 |
Hard |
Unable to Locate Record On File. |
D27 |
| 812 |
Hard |
Over issuer velocity amount |
D27 |
| 551 |
Hard |
Invalid Driver |
D27 |
| 317 |
Hard |
Max balance exceeded. The transaction, if completed, would cause the account balance to be exceeded by the max_balance as specified in the promotion. Some merchants set the max_balance to a value twice the max transaction amount. |
D27 |
| 349 |
Hard |
Account already linked. (e.g. Response when enabling a physical card, when the two provided accounts have already been linked together.) |
D27 |
| 942 |
Hard |
Customer cancellation |
D27 |
| 603 |
Hard |
Close Unavailable |
D27 |
| 356 |
Hard |
Request not International. Merchant configured to require currency information for each financial transaction, however none was sent. |
D27 |
| 384 |
Hard |
Account row locked. |
D27 |
| 904 |
Hard |
Format error. |
D27 |
| 323 |
Hard |
Password retry exceeded. The user account has been frozen because the user attempted access and was denied. Seek management assistance. |
D27 |
| 560 |
Hard |
Invalid Odometer |
D27 |
| 367 |
Hard |
Target embossed card entered and Transaction count entered do not match. |
D27 |
| 525 |
Hard |
Debit/EBT network gateway cannot get through to the ISSUER. |
D27 |
| 805 |
Hard |
Velocity exceeded |
D27 |
| 826 |
Hard |
Signature required |
D27 |
| 565 |
Hard |
Fuel price error |
D27 |
| 336 |
Hard |
Bad authorization code. The authorization code test failed. |
D27 |
| 375 |
Hard |
Bad Post Date. The Post Date is not a valid date. |
D27 |
| 908 |
Hard |
Transaction destination not found for routing. |
D27 |
| 819 |
Hard |
Over chain daily velocity count |
D27 |
| 327 |
Hard |
Request not permitted by this account. |
D27 |
| 740 |
Hard |
Totals Unavailable. |
D27 |
| 814 |
Hard |
Over merchant daily velocity amount |
D27 |
| 553 |
Hard |
Exceeds transaction total limit per product class. |
D27 |
| 320 |
Hard |
Invalid password. |
D27 |
| 351 |
Hard |
First Data Voice Services returns this response on Internet transactions where the interface input parameter is not valid. |
D27 |
| 721 |
Hard |
Invalid ZIP Code |
D27 |
| 403 |
Hard |
TransArmor Invalid Token or Account Number. |
D27 |
| 915 |
Hard |
Timeout Reversal not supported. Resend the original transaction. Do not retry the timeout reversal |
D27 |
| 567 |
Hard |
Over repair limit |
D27 |
| 338 |
Hard |
No transactions available/no more transactions available. There are no transactions for this account or there are no transactions as determined by the specified first transaction number. |
D27 |
| 377 |
Hard |
Already active and reloadable. |
D27 |
| 562 |
Hard |
Pay at pump not allowed |
D27 |
| 369 |
Hard |
Invalid time zone. |
D27 |
| 529 |
Hard |
Resubmission of transaction violates debit/EBT network frequency. |
D27 |
| 807 |
Hard |
Over non-fuel limit |
D27 |
| 155 |
Hard |
Recharge amount exceeded |
D27 |
| 108 |
Hard |
Refer to issuer‘s special conditions |
D27 |
| 343 |
Hard |
No phone service. Attempted a calling card transaction on an account which is not configured for calling card activity. |
D27 |
| 723 |
Hard |
Driver’s License or ID is Required |
D27 |
| 501 |
Hard |
Date of Birth Error for Check Processing. |
D27 |
| 940 |
Hard |
Error. |
D27 |
| 821 |
Hard |
Over chain daily velocity both |
D27 |
| 329 |
Hard |
Bad_repay_date. |
D27 |
| 816 |
Hard |
Over merchant product velocity amount |
D27 |
| 555 |
Hard |
Invalid Date/Time |
D27 |
| 353 |
Hard |
First Data Voice Services returns this response on Internet transactions where the client certificate is invalid. |
D27 |
| 518 |
Hard |
Invalid account/date or sales date in future. |
D27 |
| 152 |
Hard |
Exceeds limit |
D27 |
| 340 |
Hard |
New password required. |
D27 |
| 316 |
Hard |
Incorrect location. There was a problem with the merchant location. |
D27 |
| 381 |
Hard |
Bulk activation unattempted error |
D27 |
| 532 |
Hard |
The DUKPT Base Derivation key is missing or incorrect in the PIN pad, or PIN key synchronization error. |
D27 |
| 809 |
Hard |
Over card velocity count |
D27 |
| 157 |
Hard |
Invalid entry |
D27 |
| 950 |
Hard |
Violation of business arrangement |
D27 |
| 308 |
Hard |
Already active. The card is already active and does not need to be reactivated |
D27 |
| 345 |
Hard |
Invalid EAN. The EAN is not correc t for the provided account number. |
D27 |
| 357 |
Hard |
Currency conversion error. Internal CLGC system error. |
D27 |
| 520 |
Hard |
Reversal Rejected. Do not try again. |
D27 |
| 802 |
Hard |
Imprint card |
D27 |
| 503 |
Hard |
New Account Information. |
D27 |
| 823 |
Hard |
Over chain product velocity both |
D27 |
| 331 |
Hard |
Balance not available (denial). Due to an internal First Data Closed Loop Gift Card (CLGC) issue, information from this account could not be retrieved. |
D27 |
| 557 |
Hard |
Invalid prompt entry |
D27 |
| 702 |
Hard |
EMV Key Download Error. |
D27 |
| 811 |
Hard |
Over issuer velocity count |
D27 |
| 550 |
Hard |
Invalid Vehicle |
D27 |
| 315 |
Hard |
Bad mag stripe. The mag stripe could not be parsed for account information |
D27 |
| 348 |
Hard |
Invalid transaction source. The provided source (field EA) is not valid for this transaction. |
D27 |
| 154 |
Hard |
Over monthly limit |
D27 |
| 924 |
Hard |
Limit check failed |
D27 |
| 602 |
Hard |
No Open Batch |
D27 |
| 342 |
Hard |
Void of activation after account activity. |
D27 |
| 354 |
Hard |
Merchant not configured as International although the account requires it. (e.g. The account allows currency conversion but the merchant is not configured for International.) |
D27 |
| 383 |
Hard |
Store location zero not allowed. |
D27 |
| 902 |
Hard |
Invalid transaction. This card or terminal is not permitted to perform this transaction, or the transaction type is invalid, or First Data is unable to route a refund request to the network. |
D27 |
| 322 |
Hard |
Exceeded account reloads. The clerk/user/location was only permitted to reload some number of accounts. That number was exceeded. (See your Business Manager in order to extend this limit.) |
D27 |
| 559 |
Hard |
Voyager ID problem |
D27 |
| 360 |
Hard |
First Data Voice Services added a layer of validation that checks the data they receive from CLGC to make sure it is HTML friendly (i.e. no binary data). First Data Voice Services will return this response on Internet transactions if the check fails (th |
D27 |
| 524 |
Hard |
Debit Switch unavailable Timeout Retry –Communications link to debit/EBT network gateway is down or responded with a "System Malfunction (96)" message |
D27 |
| 804 |
Hard |
Fuel only |
D27 |
| 122 |
Hard |
Security violation |
D27 |
| 825 |
Hard |
No chain ID for chain merchant |
D27 |
| 564 |
Hard |
Over cash limit |
D27 |
| 333 |
Hard |
No previous transaction. The void or reversal transaction could not be matched to a previous (original) transaction. In the case of a pre-auth redemption, the corresponding locking transaction could not be identified. |
D27 |
| 374 |
Hard |
Product code(s) restricted. |
D27 |
| 729 |
Hard |
Hard Negative Info On File. |
D27 |
| 813 |
Hard |
Over merchant daily velocity count |
D27 |
| 552 |
Hard |
Invalid Product |
D27 |
| 319 |
Hard |
Invalid clerk. The clerk field was either missing, when required, or the content did not match the requirements |
D27 |
| 350 |
Hard |
Account not in inactive state. (e.g. Response when enabling a physical card, when the physical card in not in an inactive state.) |
D27 |
| 944 |
Hard |
Invalid response |
D27 |
| 604 |
Hard |
Close Not Valid |
D27 |
| 385 |
Hard |
Accepted but not yet processed. |
D27 |
| 906 |
Hard |
System Error. There is a problem with the host processing system. Call your helpdesk or operations support. |
D27 |
| 818 |
Hard |
Over merchant product velocity both |
D27 |
| 326 |
Hard |
Incorrect transaction version or format number for POS transactions. |
D27 |
| 337 |
Hard |
Too many transactions requested. |
D27 |
| 376 |
Hard |
Account status is void lock. |
D27 |
| 561 |
Hard |
Invalid Restriction Code |
D27 |
| 368 |
Hard |
No account link. |
D27 |
| 527 |
Hard |
Network Response indicates that Merchant ID/SE is invalid. |
D27 |
| 806 |
Hard |
Authorization ID needed |
D27 |
| 001 |
Hard |
Schema Validation Error |
D27 |
| 566 |
Hard |
Y or N required |
D27 |
| 722 |
Hard |
Invalid value in the field |
D27 |
| 404 |
Hard |
TransArmor Key Error. |
D27 |
| 914 |
Hard |
Void/Full Reversal requests in which the Original Authorization was not found. |
D27 |
| 820 |
Hard |
Over chain daily velocity amount |
D27 |
| 328 |
Hard |
Request not permitted by this merchant location. |
D27 |
| 775 |
Hard |
Subsystem Unavailable. |
D27 |
| 815 |
Hard |
Over merchant daily velocity both |
D27 |
| 321 |
Hard |
Invalid new password. The new password does not meet the minimum security criteria |
D27 |
| 352 |
Hard |
First Data Voice Services returns this response on Internet transactions where they did not receive a response from CLGC. |
D27 |
| 507 |
Hard |
New Account Information available. |
D27 |
| 522 |
Soft |
Cash Back greater than total Transaction amount. |
D28 |
| 104 |
Soft |
Restricted card |
D29 |
| 107 |
Soft |
Call for authorization |
D30 |
| 728 |
Soft |
Referred – Skip Trace Info. |
D30 |
| 105 |
Soft |
Call acquirer's security department |
D30 |
| 727 |
Soft |
Refer – Call Authorization (Checks only). |
D30 |
| 129 |
Soft |
Suspected counterfeit card |
D31 |
| 102 |
Soft |
Suspected fraud |
D31 |
| 150 |
Soft |
Invalid merchant set up |
D33 |
| 569 |
Soft |
Invalid user |
D33 |
| 133 |
Soft |
The TPP ID was not found |
D34 |