MasterCard Payment Gateway (MPGS) (real-time) Response Codes:

AVS Responses
Transaction Responses

CSC Responses

Transaction Responses

Code	Type	Message	TidyPay Code
SUBMITTED	Good	The transaction has successfully been created in the gateway. It is either awaiting submission to the acquirer or has been submitted to the acquirer but the gateway has not yet received a response about the success or otherwise of the payment.	A01
APPROVED_AUTO	Good	The transaction was automatically approved by the gateway. it was not submitted to the acquirer.	A01
BALANCE_AVAILABLE	Good	A balance amount is available for the card, and the payer can redeem points.	A01
APPROVED	Good	Transaction Approved	A01
APPROVED_PENDING_SETTLEME	Good	Transaction Approved - pending batch settlement	A01
BALANCE_UNKNOWN	Good	A balance amount might be available for the card. Points redemption should be offered to the payer.	A01
PENDING	Good	Transaction is pending	A01
PARTIALLY_APPROVED	Good	The transaction was approved for a lesser amount than requested. The approved amount is returned in order.totalAuthorizedAmount.	A05
CANCELLED	Soft	Transaction cancelled by payer	D01
TIMED_OUT	Soft	The gateway has timed out the request to the acquirer because it did not receive a response. Points redemption should not be offered to the payer.	D01
NOT_SUPPORTED	Soft	Transaction type not supported	D01
AUTHENTICATION_FAILED	Soft	Payer authentication failed	D01
ABORTED	Soft	Transaction aborted by payer	D01
UNSPECIFIED_FAILURE	Soft	Transaction could not be processed	D01
REFERRED	Soft	Transaction declined - refer to issuer	D01
REQUEST_REJECTED	Soft	The request was rejected due to security reasons such as firewall rules, expired certificate, etc.	D01
DECLINED	Soft	The requested operation was not successful. For example, a payment was declined by issuer or payer authentication was not able to be successfully completed.	D01
SYSTEM_ERROR	Soft	Internal system error occurred processing the transaction	D01
SERVER_FAILED	Soft	There was an internal system failure.	D01
NOT_ENROLLED_3D_SECURE	Soft	Card holder is not enrolled in 3D Secure	D01
NO_BALANCE	Soft	A balance amount is not available for the card. The payer cannot redeem points.	D01
DECLINED_DO_NOT_CONTACT	Soft	Transaction declined - do not contact issuer	D01
EXCEEDED_RETRY_LIMIT	Soft	Transaction retry limit exceeded	D01
ACQUIRER_SYSTEM_ERROR	Soft	Acquirer system error occurred processing the transaction	D01
INVALID_REQUEST	Soft	The request was rejected because it did not conform to the API protocol.	D01
EXPIRED_CARD	Hard	Transaction declined due to expired card	D02
INSUFFICIENT_FUNDS	Soft	Transaction declined due to insufficient funds	D03
DECLINED_INVALID_PIN	Soft	Transaction declined due to invalid PIN	D07
DECLINED_CSC	Soft	Transaction declined due to card security code	D08
INVALID_CSC	Soft	Invalid card security code	D08
DECLINED_AVS_CSC	Soft	Transaction declined due to address verification and card security code	D08
DUPLICATE_BATCH	Soft	Transaction declined due to duplicate batch	D09
DECLINED_PAYMENT_PLAN	Hard	Transaction declined due to payment plan	D13
LOCK_FAILURE	Soft	Order locked - another transaction is in progress for this order	D17
UNKNOWN	Hard	The transaction has been submitted to the acquirer but the gateway was not able to find out about the success or otherwise of the payment. If the gateway subsequently finds out about the success of the payment it will update the response code.	D27
AUTHENTICATION_IN_PROGRES	Soft	The operation determined that payer authentication is possible for the given card, but this has not been completed, and requires further action by the merchant to proceed.	D30
BLOCKED	Soft	Transaction blocked due to Risk or 3D Secure blocking rules	D33
DECLINED_AVS	soft	Transaction declined due to address verification	D40
DECLINED_PIN_REQUIRED	Good	Transaction declined due to PIN required	D48
SERVER_BUSY	Soft	The server did not have enough resources to process the request at the moment.	E02

AVS Responses

Code	Message	TidyPay Code
SERVICE_NOT_AVAILABLE_RET	Issuer system is unavailable. Retry can be attempted	00
NOT_AVAILABLE	No data available from issuer or AVS data not supported for transaction	40
DEFERRED_TRANSACTION_RECE	Deferred transaction received and awaiting processing.	43
NO_MATCH	No match	44
ZIP_MATCH	Zip/postcode matched. Street address not matched	47
ADDRESS_MATCH	Street address matched	4D
ADDRESS_ZIP_MATCH	Street address and zip/postcode were matched	4F
NAME_MATCH	Card holder name matched	70
NAME_ZIP_MATCH	Card holder name and zip/postcode matched	73
NAME_ADDRESS_MATCH	Card holder name and street address matched	7C
SERVICE_NOT_SUPPORTED	Service currently not supported by acquirer or merchant	80
NOT_VERIFIED	AVS could not be verified for an international transaction	С0
NOT_REQUESTED	AVS not requested	С0

CSC Responses

Code	Message	TidyPay Code
MATCH	Valid or matched.	M
NO_MATCH	Invalid or not matched.	N
NOT_PROCESSED	Not processed.	P
NOT_PRESENT	Merchant indicated CSC not present on card.	S
NOT_SUPPORTED	Card issuer is not registered and/or certified	U

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Groups

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